about us

Empowering Africa’s Informal Sector for Formal Growth

Who We Are

UFAD Africa is a social enterprise committed to the transformation of Africa’s informal sector and small and medium-sized enterprises (SMEs). Our goal is to drive inclusive financial growth and formalization through digitization, regulatory support, access to finance and markets.

We believe Africa’s informal sector holds immense untapped potential. By integrating informal and semi-formal businesses into digital and financial ecosystems, we are unlocking growth opportunities, building resilience, and fostering long-term prosperity.

Who We Are

UFAD Africa is a social enterprise committed to the transformation of Africa’s informal sector and small and medium-sized enterprises (SMEs). Our goal is to drive inclusive financial growth and formalization through digitization, regulatory support, access to finance and markets.

We believe Africa’s informal sector holds immense untapped potential. By integrating informal and semi-formal businesses into digital and financial ecosystems, we are unlocking growth opportunities, building resilience, and fostering long-term prosperity.

What We Do

Our services are grouped under five core pillars designed to support and scale Africa’s SMEs and informal businesses:

Digitisation

Helping businesses transition from manual processes to digital operations:
Business Digitization: Tools and support to digitize operations—track sales, manage expenses, and generate reports via mobile and web-based solutions.

Financial Record-Keeping: Real-time digital records that improve financial decision-making and business credibility.

Payment Processing: Secure, efficient solutions for seamless business transactions.

Access to Financing

Unlocking Affordable Financing for Underserved Businesses

  • AI-Driven Credit Scoring: Innovative systems evaluating creditworthiness via mobile money, supplier payments, and cash flow history.
  • Access to Financial Services: Connections to banks, microfinance, insurance, savings, and pension schemes.
  • Fundraising Support: Capital-raising services, including investor readiness and pitch preparation for impact-driven businesses.
  • Direct Investment: UFAD Africa invests in high-potential businesses with strong growth and sustainability prospects.

Access to Market

Boost your business visibility locally and globally through trade fairs, digital platforms, and networking events connecting you to customers, suppliers, and partners.

Training & Capacity Development
Empower your entrepreneurial journey with financial literacy, digital skills training, and business incubators. Benefit from mentorship and strategic guidance through sector-specific cohorts and partnerships with development agencies.

Expat Management

Supporting foreign nationals to successfully operate businesses in Ghana:

Expat Services: Business set-up, legal advisory, and operational support for expatriates navigating the Ghanaian market

Digitisation

Helping businesses transition from manual processes to digital operations:
Business Digitization: Tools and support to digitize operations—track sales, manage expenses, and generate reports via mobile and web-based solutions.

Financial Record-Keeping: Real-time digital records that improve financial decision-making and business credibility.

Payment Processing: Secure, efficient solutions for seamless business transactions.

Access to Financing

Unlocking Affordable Financing for Underserved Businesses

  • AI-Driven Credit Scoring: Innovative systems evaluating creditworthiness via mobile money, supplier payments, and cash flow history.
  • Access to Financial Services: Connections to banks, microfinance, insurance, savings, and pension schemes.
  • Fundraising Support: Capital-raising services, including investor readiness and pitch preparation for impact-driven businesses.
  • Direct Investment: UFAD Africa invests in high-potential businesses with strong growth and sustainability prospects.

Access to Market

Boost your business visibility locally and globally through trade fairs, digital platforms, and networking events connecting you to customers, suppliers, and partners.

Training & Capacity Development
Empower your entrepreneurial journey with financial literacy, digital skills training, and business incubators. Benefit from mentorship and strategic guidance through sector-specific cohorts and partnerships with development agencies.

Expat Management

Supporting foreign nationals to successfully operate businesses in Ghana:

Expat Services: Business set-up, legal advisory, and operational support for expatriates navigating the Ghanaian market

Join UFAD Africa and become part of a continent-wide movement.

Ready to take your business to the next level?

Join UFAD Africa and become part of a continent-wide movement.